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Schwinn 130 Review

Quick Summary

At $299 the Schwinn 130 Upright Bike is an especially low-priced fitness machine. Even so, its resistance system has enough force to keep beginners challenged for a year or more. Besides that, the Schwinn 130 has features that aren’t common on stationary bikes under $500: more than 20 computerized workout programs; goal tracking for two user profiles; MP3 speakers and more. Read on for our detailed review.


Model Schwinn 130

Our custom rating considers all of the bike's features, specs, warranties, and 100's of user & expert reviews, to save you time!

List Price

Suggested retail price, typically higher than the price you'll pay with our recommended retailers.

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The flywheel in an exercise bike is what creates resistance. You can choose the level of resistance to increase your workout intensity.

Resistance Type

The type of resistance shows what kind of flywheel is being used (if any), and its weight if the manufacturer provides it.


Type refers to the style of the ride: Recumbent bikes allow you to lay back, while Upright bikes are more like road bikes (lean forward).

Indoor Cycle
Drive System

The bike's drive system is how your pedaling interacts with the rest of the bike (flywheel) to give you a good workout.

13-lb Flywheel

It's important to choose an exercise bike that will last, and the material of the frame determines how durable the bike is.


The most important part for comfortability during your workout, the seat should be adjustable and have ample cushioning.

Adjusts Vertically

Pedals are the driving force for an exercise bike, and should be comfortable, adjustable, and easy to control without slipping.

Shoe Straps

Bike Programs allow you to complete a workout with changing speeds and inclines, without changing anything manually.

Heart Rate

Heart Rate programs allow you to track how many times your heart is beating per minute (bpm), and some control the workout for you.

Grip Sensors

Display refers to the screen you'll look at to monitor workouts. LED and LCD displays are similar to TV screens.

Max. Weight

Max. User Weight is the amount of weight, in pounds (lbs), that the bike can safely support, which can represent durability.

300 lbs

Dimensions are included to help you figure out if this treadmill will fit properly (Length x Width x Height and Height x Depth).

41.3”x 21.4”x 55.6”
Accessory Tray

Some bikes include an accessory tray for holding items such as water bottles, wallets, keys, or MP3 players like iPods.


Cooling Fans


Some exercise bikes can fold up and/or have wheels that make it easy to roll them around for convenience and to save space.


The warranty is a very important part of your investment. The longer the warranty, the longer you can get free/discounted repairs by the manufacturer.

Frame: 10 years
Parts: 2 Years
Electronics: 1 Years
Labor: 90 Days

Rating: 83.50%

Our Rating

Rating: 83.50/100. The Schwinn 130 is a $329 stationary bike with money-back guarantee. This cheap fitness machine has a fair warranty for the low price, so what’s the catch? The main cost-cutting feature is the flywheel, which is Schwinn’s lightest at just 13 pounds. For comparison, with a heavier flywheel you’d get smoother pedaling and a wider range of challenge levels.

Resistance options on the Schwinn 130 Upright Bike are good for novices, as you get 20 resistance levels with small increments in between. This setup lets you find a comfortable match and then progress rather quickly.

Another highlight of this exercise bike for beginners is the workout programming. Including “Quick Start” or manual mode, riders get 22 options. Many of the programs can be controlled by your heart rate if you maintain constant contact with the pulse sensors.

Special features include a workout fan, support for a mobile device or magazine, a USB charging port and more.

The Schwinn 130 has a 300-pound weight capacity, yet the bike is very compact. It takes just 41” x 21” of floor space.


  • Low price
  • Easy to assemble
  • Compact frame
  • Quiet magnetic resistance
  • Padded seat with universal stem
  • 22 preset workouts
  • Grip heart rate sensor
  • Mobile device holder
  • USB charging port
  • MP3 speakers
  • Three-speed fan
  • Bottle holder
  • Two-year warranty on parts


  • Not compatible with wireless chest straps
  • Seat adjusts up/down but not forward/back
  • Basic handlebars (not multi-grip)
  • Lightweight flywheel


The Schwinn 130 is this year’s cheapest upright exercise bike at the Schwinn Fitness website. While it isn’t as versatile as more expensive models, the 130 is generously appointed for just $329. Below are details about the parts, programming, free warranty and money-back guarantee.

Workout Programs

Schwinn 130 exercise bikes have a good deal of programming for the discount price. You can choose from “Quick Start” (manual mode), 19 workout routines and two fitness tests. The complete list includes:

  • Quick Start
  • Profile (9)
  • Heart Rate Control (8)
  • Fitness Tests (1 beginner, 1 advanced)
  • User-Defined (2)

The console can save two user profiles with two custom programs each.

Schwinn 130 Features

Resistance for the Schwinn 130 pedals comes from a 13-pound flywheel with magnetic braking. You can choose from 20 resistance levels with digital controls. Quick-set buttons are built into the console.

The handlebars and saddle are padded for comfort. For a custom ride you can swap out the bike seat; the Schwinn 130 uses a universal stem. The bike seat position can be adjusted up/down with a pin.

The 130 data monitor has a two-window LCD to show your progress. The bike computer also tracks workout data long-term for two user profiles. With 13 data points, it supplies lots more feedback than the typical stationary bike under $500.

Pedals for this bike are rather simple. They have a one-piece crank design, and shoe straps are attached.

To help keep you entertained, room is provided for reading material or a mobile device. The bike also has a USB port with charger, and a set of MP3 speakers.

To help you keep cool, the bike has a built-in water bottle holder and a three-speed fan.

Transport wheels are attached.

Warranty & Guarantee

The Schwinn 130 warranty includes:

– Frame: 10 Years

– Parts:  2 Years

– Electronics: 1 Year

– Wear Parts: 1 Year

Additionally Schwinn Fitness bikes have six-week money-back guarantees.


The Schwinn 130 is an entry-level exercise bike. It provides much more training guidance and feedback than the typical fitness machine under $500, but it isn’t especially powerful. You could expect the 130 to serve well for a year or two before you’re ready for an upgrade.

Also selling for $329 is the Schwinn IC3. For comparison the IC3 has a much heavier drive and more advanced ergonomics, but the trade-off is a lack of workout programming. It’s a spin bike whereas the Schwinn 130 in this review is a more traditional stationary bike.

1 Comment

  • Donald Reynolds July 6, 2020 at 9:15 pm from VA
    I got the Schwinn 130 for Christmas and I'm having issues with the motor or resistance. It is loose then really hard to pedal. Not sure what is going on. Is there a warranty for this problem.

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